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Post by madm002 on Oct 30, 2024 9:57:20 GMT -5
They are calling agents telling them that they must review all policies asap and try to place them with another carrier. If it's within 20 per cent it MUST be changed at renewal. Much more serious tone in the communication, my son and dil are bothe agents and going crazy
. He said it was not knew but the communication was absolute
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Post by gandy on Oct 30, 2024 11:29:07 GMT -5
"20 per cent" of what?
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Post by madm002 on Oct 30, 2024 11:32:59 GMT -5
Cost of Citizen policy. So if your citizen policy costs 100 and policy b coat 120 you have to change |
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Post by ferris1248 on Oct 30, 2024 13:41:42 GMT -5
How much has DeSantis and Yaworsky gotten from the insurance industry since they took office?
Unfortunately the Insurance Commissioner in Florida is appointed not elected. Guess by who?
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Post by tonyroma on Oct 30, 2024 13:45:15 GMT -5
Thought Citizens was an insurer of last resort, only way you could get on was if nobody else would insure you.
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Post by gandy on Oct 30, 2024 14:22:04 GMT -5
If the insurance companies are given the opportunity to cherry pick their customers, do you think they will take advantage of the situation? No way...right.  |
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Post by swampdog on Oct 30, 2024 15:56:39 GMT -5
Insurance = protection from calamity. Soon our agents will be two big dudes in dark suits and sunglasses, coming by monthly to collect our protection money. You don’t pay you get no protection. The protection will be very sketchy but the premium will be absolutely clear.
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Post by johngalt on Oct 30, 2024 21:40:50 GMT -5
If the insurance companies are given the opportunity to cherry pick their customers, do you think they will take advantage of the situation? No way...right. Why shouldn’t they cherry pick their customers? |
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Post by tonyroma on Oct 30, 2024 21:51:52 GMT -5
If the insurance companies are given the opportunity to cherry pick their customers, do you think they will take advantage of the situation? No way...right. Why shouldn’t they cherry pick their customers? I would cherry pick. Not insuring anybody who lives on the beach, near a volcano, or old Indian burial grounds. |
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Post by Captj on Oct 31, 2024 4:41:45 GMT -5
This relates to DeSatan's lack of concern for the real needs of Floriduh's citizens. Rather than improve on existing remedies for insurance or healthcare he spends millions of taxpayer's dollars fighting against the will of the people. His agenda is to boost his profile with the national Maggot movement. How much longer do we have to take this bullshit form of leadership? Sure does love him some photo ops.
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Post by ferris1248 on Oct 31, 2024 5:19:59 GMT -5
Between you and I this will probably end up moving. I apologize in advance.
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Post by WidespreadPanic on Oct 31, 2024 5:38:30 GMT -5
Got our notice yesterday they sold our policy. My guess is new company goes under after first round of claims, then back to Citizens.
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Post by ferris1248 on Oct 31, 2024 5:43:44 GMT -5
IMO, the uproar over this is just starting as reality sets in and the rates increase.
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Post by johngalt on Oct 31, 2024 6:31:40 GMT -5
The issue shouldn’t be political it should be common sense.
If you build a million dollar home on a beach, barrier island or a flood plain, why do you think insurance should be cheap? Then multiply that by thousands.
The bad part is that those of us who have sense enough not to build there are the one’s paying for it.
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Post by ferris1248 on Oct 31, 2024 7:13:57 GMT -5
The issue shouldn’t be political it should be common sense. If you build a million dollar home on a beach, barrier island or a flood plain, why do you think insurance should be cheap? Then multiply that by thousands. The bad part is that those of us who have sense enough not to build there are the one’s paying for it. I agree with you about everything but not being political. Developers and the Florida government (ultimately the government as they gave permission in the form of zoning, stipends and tax incentives) are both responsible. |
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Post by gardawg on Oct 31, 2024 8:08:59 GMT -5
why should I pay for folks who live in the tornado belt?  |
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Post by 1outlaw on Oct 31, 2024 10:44:39 GMT -5
The issue shouldn’t be political it should be common sense. If you build a million dollar home on a beach, barrier island or a flood plain, why do you think insurance should be cheap? Then multiply that by thousands. The bad part is that those of us who have sense enough not to build there are the one’s paying for it. ^^^^^^^^ This! I live in the swamp but i live in the upland swamp. No chance of me ever flooding, i should not have to pay for those that do flood! |
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Post by chronicbreak on Oct 31, 2024 17:58:39 GMT -5
This relates to DeSatan's lack of concern for the real needs of Floriduh's citizens. Rather than improve on existing remedies for insurance or healthcare he spends millions of taxpayer's dollars fighting against the will of the people. His agenda is to boost his profile with the national Maggot movement. How much longer do we have to take this bullshit form of leadership? Sure does love him some photo ops. Hello politics 👋🏼 |
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Post by richm on Nov 1, 2024 8:32:03 GMT -5
why should I pay for folks who live in the tornado belt? Pretty much - why should you or I pay for folks who choose to live in a flood zone or on the beach or whatever? Let them pay a fair & higher premium and let me pay less cause I didn't select a risky place to live. The housing subdivisions that flood every 2 or 3 years should have signs saying FLOOD ZONE so folks will think twice about buying in them. |
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Post by richm on Nov 1, 2024 8:33:13 GMT -5
The issue shouldn’t be political it should be common sense. If you build a million dollar home on a beach, barrier island or a flood plain, why do you think insurance should be cheap? Then multiply that by thousands. The bad part is that those of us who have sense enough not to build there are the one’s paying for it. Yup! Why is it that Democrats always want other folks to pick up for their poor decisions? |
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Post by gandy on Nov 1, 2024 10:12:42 GMT -5
why should I pay for folks who live in the tornado belt? Pretty much - why should you or I pay for folks who choose to live in a flood zone or on the beach or whatever? Let them pay a fair & higher premium and let me pay less cause I didn't select a risky place to live. The housing subdivisions that flood every 2 or 3 years should have signs saying FLOOD ZONE so folks will think twice about buying in them. Old LOWcations in Edgewater Fl that don't have a history of flooding are getting the crap end of the stick because of new developments raising the land they are building on in the area. |
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Post by richm on Nov 1, 2024 17:32:53 GMT -5
Yup. Happening all over. DeLand has closed areas off orang camp and blue lake cause of this. Nevermind the folks off 482.
The builders should pay but good old LLCs protect them.
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Post by johnnybandit on Nov 1, 2024 22:34:48 GMT -5
Our Policy got sold...
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Post by gandy on Nov 2, 2024 7:46:49 GMT -5
Yup. Happening all over. DeLand has closed areas off orang camp and blue lake cause of this. Nevermind the folks off 482. The builders should pay but good old LLCs protect them. Builder and/or the (smart fook0's)(educated people) that approve the land development, watershed and all that's involved with holding important zoning positions in the community. The Cyclist people that everyone loves to hate, until they are in the new low land. Knee deep in water in their home that was built on land that hasn't flooded in 100 years but has now flooded 3 times in 10 years. |
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Post by walkerdog on Nov 2, 2024 7:57:59 GMT -5
There was a possibility of our homeowner’s policy being picked up by one of two other companies, but it didn’t happen, apparently. Received a letter from Citizens yesterday letting us know that our policy will be staying with them.
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Post by Captj on Nov 3, 2024 4:53:38 GMT -5
$8000.00 for 60K on our Keys place. X flood zone 17' above sea level. Hurricanes go where they want - just ask those people in the hills who got wiped out. Our original home in Miami has cost over 100K in the 38 years we lived there. I'm not crying for the insurance companies. Going uninsured in the Keys, and can't wait to see the bill for our condo in St. Pete Beach next year. They're trying their best to deny any flood claims there. As expected.
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Post by richm on Nov 3, 2024 6:55:24 GMT -5
Yup. Happening all over. DeLand has closed areas off orang camp and blue lake cause of this. Nevermind the folks off 482. The builders should pay but good old LLCs protect them. Builder and/or the (smart fook0's)(educated people) that approve the land development, watershed and all that's involved with holding important zoning positions in the community. The Cyclist people that everyone loves to hate, until they are in the new low land. Knee deep in water in their home that was built on land that hasn't flooded in 100 years but has now flooded 3 times in 10 years. They (cyclist type folks) are heavily involved in the permitting process and have to be authorized/agreed by the water management districts. Im involved on the contamination side and see how involved the permitting folks are. The likely cause is the changing of standards or guidelines in the process. The WMD State or Fed changes the elevation rule and everyone that has a lower elevation pays the price. |
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Post by nuevowavo on Nov 5, 2024 15:37:28 GMT -5
We got our notice back this spring, that our policy was being moved from Citizens to Florida Peninsula. Then we got another that we were going to be staying at Citizens. Then just before our renewal in July we were told that we were going to Florida Peninsula again. Our agent had nothing to to do with it - all the comms were directly from Citizens.
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