|
Post by olmucky on May 6, 2024 12:31:59 GMT -5
50 something co-worker flew to Europe 2 weeks ago. Does a face plant on a curb and is out of it. Bloodied. Just a mess Ambulance takes her to the ER.
She gets in the ambulance and says “I have insurance, it’s xyz out of the US” etc They said “Don’t worry, here everything is free”
Gets to the ER, Dr. shines a light up her nose, looks at her pupils, palpates her cheeks and told her she’s ok “let us know if you have any issues”
And she was discharged.
No bill.
Pretty efficient set-up
BTW she looks like a damn raccoon. With the red Circles and bruises around her eyes, forehead, nose and chin
|
|
|
Post by gardawg on May 6, 2024 12:47:36 GMT -5
that's what it's like to be on Medicare I see all kinds of doctors and have all kinds of tests and procedures. Never pay a dime. Thank You LBJ.
|
|
|
Post by misterjr on May 6, 2024 13:06:34 GMT -5
Medicare, the best insurance I have ever had!
|
|
|
Post by nuevowavo on May 6, 2024 13:19:20 GMT -5
|
|
|
Post by OhMy on May 6, 2024 13:23:43 GMT -5
Healthcare in the US is messed up.. Especially the insurance industry.
Just got my dogs meds from the pharmacy. They are always cheaper than my meds so I use my dogs GoodRX number when getting my RX's and I pay 700 / month.
Stupid.
|
|
|
Post by jmarkb on May 6, 2024 13:38:52 GMT -5
Medicare, the best insurance I have ever had! Just started mine last year. I concur.
|
|
|
Post by illinoisfisherman on May 6, 2024 13:53:41 GMT -5
My doctor told me that Medicare backed up by Blue Cross/Blue Shield is the Cadillac of insurance coverage. He said it’s the package all health care providers love
|
|
|
Post by Tarpon65 on May 6, 2024 15:50:03 GMT -5
My doctor told me that Medicare backed up by Blue Cross/Blue Shield is the Cadillac of insurance coverage. He said it’s the package all health care providers love We just moved my wife to Medicare along with the United Healthcare supplement through the AARP. The supplemental costs my wife (me) around $230 a month, but we will only be out of pocket a couple hundred max each year, although her prescriptions may run us $1700 or so. But in the end, it should (I'm praying) cost us less at the end of this year, than having her on my workplace private insurance.
|
|
|
Post by misterjr on May 6, 2024 16:28:00 GMT -5
My doctor told me that Medicare backed up by Blue Cross/Blue Shield is the Cadillac of insurance coverage. He said it’s the package all health care providers love We just moved my wife to Medicare along with the United Healthcare supplement through the AARP. The supplemental costs my wife (me) around $230 a month, but we will only be out of pocket a couple hundred max each year, although her prescriptions may run us $1700 or so. But in the end, it should (I'm praying) cost us less at the end of this year, than having her on my workplace private insurance. That's the exact plan I have and other than paying the premium, I'm not out of pocket a nickle, including two hospital stays. ZERO
|
|
|
Post by cadman on May 6, 2024 16:54:50 GMT -5
Which supplement plan letter is the important part, who issues it does not matter, that is just price. Choose the cheapest carrier in your area. I have a plan G. I am pretty sure from what mister has posted, that he has the old plan F which you can't get anymore. The other supplement a lot of people get is Plan N.
Plan F paid from the first dollar.
Once I pay the part B deductible, medicare and the supplement pay the rest.
|
|
|
Post by One Man Gang on May 7, 2024 7:28:25 GMT -5
Good to glean some of this knowledge from you olfarts.
I think (hope) I have a better deal for my medical plans in retirement. My wife and I are currently vested and covered under a PPO for life under my work plan. If I retire and take another job that offers insurance, or go into the Medicare program at 65, my current health insurance will then go into a secondary position and cover any outstanding or uncovered benefits 100%.
I'm thinking a lot about retiring at 60, but planning to work until I'm 65, provided life circumstances don't get wonky and throw me a curve. We shall see.
|
|
|
Post by cadman on May 7, 2024 7:40:44 GMT -5
Good to glean some of this knowledge from you olfarts. I think (hope) I have a better deal for my medical plans in retirement. My wife and I are currently vested and covered under a PPO for life under my work plan. If I retire and take another job that offers insurance, or go into the Medicare program at 65, my current health insurance will then go into a secondary position and cover any outstanding or uncovered benefits 100%. I'm thinking a lot about retiring at 60, but planning to work until I'm 65, provided life circumstances don't get wonky and throw me a curve. We shall see. Will the work insurance require you to purchase part B medicare and then be your supplement or do you just need part A and it pays the rest? Sounds like a great insurance.
|
|
|
Post by One Man Gang on May 7, 2024 7:52:25 GMT -5
I am not sure of that yet Cad. Our insurance is excellent but you bring up some questions I need to ask some of my guys who are currently retired. The problem is, they are all sub 65 so they may or may not know right now. The older guys I knew who retired are dead now so some of that encyclopedia of info is gone. A few of the younger retirees are probably looking into it or might know already but they are hard to pinpoint because they are all traveling, fishing, and hunting extensively. One good buddy is in North Dakota trying to kill a turkey as we speak. I don't think he has been home since November except to supervise a bathroom renovation. Retirement sounds wonderful!
|
|
|
Post by johngalt on May 7, 2024 7:55:26 GMT -5
Nothing is “free”.
|
|
|
Post by cadman on May 7, 2024 7:57:31 GMT -5
|
|